Growth Guarantee Scheme (GGS) — Independent UK Information Hub

Understand how the Growth Guarantee Scheme works, check your eligibility, and connect with accredited lenders offering GGS‑backed finance.

Independent guidance. No obligation. No impact on credit score.

Released In 2024

What Is the Growth Guarantee Scheme?

The Growth Guarantee Scheme (GGS) is a government‑backed initiative designed to help UK businesses access finance for working capital, investment, and growth. It provides lenders with a government guarantee, making it easier for SMEs to secure funding even in challenging economic conditions.

GGS supports several types of finance, including:

Unsecured business loans
Overdrafts
Invoice finance
Asset finance

The scheme is available through accredited lenders across the UK and is open to most trading businesses that meet the eligibility criteria.

GGS Eligibility

Who Can Apply?

Most UK businesses can apply for GGS‑backed finance if they:

Are trading in the UK

Have a viable business model

Need funding for growth, investment, or working capital

Meet the lender’s standard credit and affordability check

Growth Guarantee Scheme (GGS)

Who Is The Scheme Designed For?

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Sole Traders

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Startups With Trading History

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SMEs

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Limited Companies

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Case Studies

Happy clients story

01.

Culeet Skincare

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02.

Lues Clothing

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Accredited Lenders